Rancho Santa Margarita North (R1) Homes under $1.25 million

Rancho Santa Margarita North (R1) Homes under $1.25 million

Welcome to Rancho Santa Margarita North, a picturesque gem nestled in the heart of Orange County, California. This charming community is known for its serene atmosphere, stunning landscapes, and a vibrant lifestyle that appeals to families, professionals, and retirees alike. With its well-planned neighborhoods and abundant recreational opportunities, Rancho Santa Margarita North offers an ideal setting for those seeking a peaceful yet engaging place to call home.

The region boasts a variety of homes priced under $1.25 million, making it an attractive option for buyers looking to invest in California real estate without breaking the bank. These properties range from cozy townhomes to spacious single-family residences, providing something for everyone. Many homes feature modern amenities, beautiful backyards, and proximity to local parks and trails, perfect for enjoying the sunny California weather.

Residents of Rancho Santa Margarita North enjoy a wealth of amenities, including top-rated schools, shopping centers, and dining options that cater to every palate. The community is also home to numerous parks, such as the popular Rancho Santa Margarita Lake, where families can picnic, hike, or simply relax by the water. With a strong sense of community and a calendar full of local events, this area fosters a welcoming environment for newcomers.

Whether you’re looking for a starter home or a place to settle down, Rancho Santa Margarita North offers an exceptional quality of life with homes that fit your budget. Discover the charm of this vibrant community and find your perfect home today!

Newest Rancho Santa Margarita North (R1) Homes under $1.25 million

2 Primula, Rancho Santa Margarita
$689,000
2 Beds ⋅ 2 Baths ⋅ OC26220335 MLS ⋅ Active Status
Single Story Dream Home! Ideally located in the desirable lakeside community of Brisa Del Lago II, directly across the street from the beautiful Rancho Santa Margarita Lake. Single level corner unit...NO STAIRS! Beautifully remodeled white kitchen with newer appliances. Primary bath has custom walk-in shower and clear glass enclosure. Secondary bath complete with new vanity. Wide plank, wood look, vinyl floors throughout...NO CARPET! French doors in the Primary and Living Room lead to a VERY PRIVATE, low maintenance, OVERSIZED, quiet patio, perfect for indoor/outdoor entertaining. Newer HVAC system, water heater and garbage disposal. Washer, Dryer and Refrigerator are included. There is plenty of storage inside the home and a 1 car garage with direct access. 2nd 1 car garage is directly across the driveway. Community amenities include a private swimming pool, jacuzzi and BBQ. Enjoy, within walking distance, RSM Beach Club Membership, 13 parks, sport courts, hiking trails, shopping, entertainment, dining and schools. Condo is FHA approved.

2 Primula, Rancho Santa Margarita
42 Paseo Viento, Rancho Santa Margarita
$835,000
2 Beds ⋅ 3 Baths ⋅ OC26216338 MLS ⋅ Active Status
Welcome to this beautifully home offering 2 bedrooms, 2.5 bathrooms + LOFT that provides the perfect space for a home office, media room, or additional living area. The open and inviting floor plan is filled with abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen features granite countertops and flows seamlessly into the main living areas, making it ideal for everyday living and entertaining. Enjoy the added privacy of having no neighbors directly behind the property, along with the convenience of a spacious two-car garage. Located in a desirable and safe community, this home offers comfort, privacy, and a wonderful opportunity to enjoy a relaxed lifestyle. Access to Rancho Santa Margarita's master-planned community amenities like the beach club, lake, tennis courts, water park, trails, and much more are included with your HOA dues. No Mello Roos! Tax rate is about 1.01%! Insurance available at only $169 / month!

42 Paseo Viento, Rancho Santa Margarita
18 Montana Del Lago, Rancho Santa Margarita
$569,995
2 Beds ⋅ 2 Baths ⋅ OC26218211 MLS ⋅ Active Status
Welcome to 18 Montana Del Lago. Beautifully updated and move-in ready, this two-bedroom, two-bath condo in the desirable Montana Del Lago community offers a thoughtfully designed two-level floor plan with a bedroom and full bath on each level—providing flexibility and privacy for guests, a home office, or everyday living. The light and bright lower level features new luxury vinyl plank flooring and a beautifully updated kitchen with contemporary cabinetry, stainless steel appliances, and a generous pantry. Upstairs, newer carpeting creates a comfortable retreat, while the updated bath features a newly finished walk-in shower. All-new windows add to the home’s fresh, updated feel. Storage is plentiful throughout, and an inside stackable washer and dryer adds everyday convenience. Step outside to your private patio, an inviting space for morning coffee, barbecuing, outdoor dining, or entertaining. A private one-car garage with a new garage door opener provides secure parking and additional storage. Purchased and extensively updated by the current owners in 2022, the home has been used only as a second residence and has been exceptionally lightly lived in. The location is equally appealing. Enjoy the convenience of being just a short walk from the lake, shopping and dining, and nearby trails and recreation. In addition to the Montana Del Lago community pool, residents also enjoy the extensive SAMLARC amenities, including the Beach Club and Lagoon, four Jr. Olympic-sized pools, 13 parks, playgrounds, picnic and sports facilities, miles of trails, and year-round community events. Turnkey, thoughtfully upgraded, and ideally located, this is an exceptional opportunity to enjoy the Rancho Santa Margarita lifestyle.

18 Montana Del Lago, Rancho Santa Margarita
42 Via Brida, Rancho Santa Margarita
$1,039,000
3 Beds ⋅ 3 Baths ⋅ OC26185636 MLS ⋅ Active Status
Welcome to Rancho Santa Margarita! Located in the highly desirable Melinda Heights area, this beautifully maintained two-story home is situated in the Cresta Vista community and offers a light, bright, and inviting atmosphere. High ceilings and abundant natural light create an open, airy feel, while elegant wooden shutters add warmth and style throughout the home. The residence features 3 bedrooms, 1 full bathroom, 1 three-quarter bathroom, and a convenient half bathroom, providing flexibility for everyday living and entertaining. A private rear patio offers a peaceful outdoor retreat—perfect for morning coffee, dining al fresco, or relaxing at the end of the day. Additional features include a 2-car attached garage and a dedicated laundry room with a utility sink for added convenience. The front of the home makes a wonderful first impression with a beautifully landscaped walkway and manicured planter boxes, creating an inviting entrance. Residents enjoy the benefits of SAMLARC's exceptional recreational amenities, including multiple pools, parks, sports courts, walking and hiking trails, and the Lago Santa Margarita Beach Club. Conveniently located near Solana Park and surrounded by the outdoor amenities Rancho Santa Margarita is known for, this home offers a comfortable lifestyle in an attractive and well-maintained community. Come discover all this home and its sought-after location have to offer!

42 Via Brida, Rancho Santa Margarita
9 De Lino, Rancho Santa Margarita
$468,000
1 Beds ⋅ 1 Baths ⋅ PW26215818 MLS ⋅ Active Status
Welcome to this charming one-bedroom, one-bathroom lower-level condo in the highly sought-after Belflora and SAMLARC community of Rancho Santa Margarita. A spacious covered patio welcomes you home and provides the perfect spot for morning coffee, outdoor dining, barbecues, or simply relaxing. Inside, the bright and inviting living room flows into the dining area and kitchen, featuring quartz countertops, white cabinetry, and recessed lighting. The spacious bedroom offers a generous walk-in closet, while the updated bathroom features a custom tile walk-in shower with glass enclosure, updated fixtures and lighting, and a distinctive river rock sink. Additional highlights include a new A/C system with Nest smart thermostat, new tankless water heater, neutral paint throughout, private laundry just off the patio, and a covered carport conveniently located across from the unit. Enjoy access to community parks, pools, and recreational amenities, all within walking distance of Rancho Santa Margarita Lake, the Lago Santa Margarita Beach Club and Lagoon, shopping, dining, entertainment, and everyday conveniences. A wonderful opportunity to enjoy the best of Rancho Santa Margarita living! Obs: Some photos were enhanced with AI

9 De Lino, Rancho Santa Margarita
31 Calle Melinda, Rancho Santa Margarita
$1,150,000
3 Beds ⋅ 3 Baths ⋅ OC26215198 MLS ⋅ Active Status
******Charming LAKE FRONT HOME at Lake Rancho Santa Margarita! Sellers Are Motivated And The Price Is Amazing For a Lake Front Location! Seriously Don't Wait To Check It Out! This Townhome Has 3 Bedrooms and 2.5 Baths (1,758 Square Feet). Besides The Great Location, Buyers Will Enjoy The Serene Surroundings In This Exclusive Neighborhood! It's Like You Are Living In a Resort Area! Enjoy The Beautiful Trees! This Home Has Direct Access 2-Car Garage, and a Spacious Driveway! Going for a walk around the Lake is effortless! just unlock Your Backyard Gate, Take a Few Steps And You're There! The Quiet Backyard is Lovely and a Great Place To Relax and Enjoy The View! Kitchen Can Accommodate Two Chefs Cooking Delicious Foods Simultaneously! New Range Hood in The Kitchen and Fresh Paint Throughout! Warm and Elegant Vinyl Flooring Throughout! Here Are Some Other Added Improvements: New Top Quality "PELLA" Windows, New Air Ducts As Well As New Attic Insulation. Fully Remodeled Master Bath With QUARTZ Countertop! and a Soaking Tub, a Light Up/ Anti Fog Bathroom Mirror just to name a few! Updated Garage With a Beautiful Brand New Sectional Garage Door & Epoxy Garage Flooring. Added Safety With a Smart Lock (on Front Door), New Modern Toilet w/Bidet in Powder Room Downstairs. The Balcony Upstairs Off the Master Suite Is The Best Place To Relax, Unwind and Enjoy the Gorgeous Views! Just a Few Steps Down Your Street You'll Find the Community Pool and SPA Waiting For You! On The Fourth of July Your Family and Friends Will Be Thrilled When Watching The Amazing Fireworks From The Backyard or The Balcony! Good Schools Are Nearby Too and So Are The Shops and Parks, Restaurants and the Beach Club!!!

31 Calle Melinda, Rancho Santa Margarita
2 Dianthus, Rancho Santa Margarita
$699,900
2 Beds ⋅ 2 Baths ⋅ OC26215370 MLS ⋅ Active Status
Entertainer’s Dream! Highly Upgraded And Extremely Well Cared For Lower-Level End Unit In Brisa Del Lago II. 2 Bedrooms, 2 Bathrooms, 1-Car Attached Garage With Epoxy Floor, Plus 1-Car Detached Garage #76. Newer Roll-Up Garage Doors And Storage Racks Included. Brand-New Kitchen Completed October 2026 Featuring Quartz Countertops, New Cabinetry And New Vinyl Plank Floors. New Baseboards, Crown Molding, Striking Marble Fireplace With Custom Fireplace Mantle, Custom Built-In Cabinet For Electronics, And Newer Interior Doors And Casings Throughout. Relaxing And Inviting Rear Patio With Spanish Pavers, Built-In BBQ, Sink, Refrigerator, Storage Cabinet, Drip System And Custom Accent Lighting. Gorgeous Remodeled Primary Bathroom With Slate Walk-In Shower, Marble Vanity And Custom Medicine Cabinet, Free-Standing Vessel Sink And Mirrored Closet Doors. Newer A/C And Furnace, New Water Heater, New Windows, Plus 2 Sets Of French Doors With New Dual-Pane Glass And Vanishing Screens. No Expense Spared Here! Beautiful Community Pool, Spa And Picnic Area. Rancho Santa Margarita Residents Enjoy The Beautiful RSM Lake, Beach Club, 13 Parks, Playgrounds, Community Pools, Sports Courts, Hiking And Biking Trails. Just A Few Blocks From O’Neill Regional Park, Nearby Top-Rated Schools And Easy Access To The 241 Foothill Transportation Corridor.

2 Dianthus, Rancho Santa Margarita
24 Via Gatillo, Rancho Santa Margarita
$1,249,000
3 Beds ⋅ 3 Baths ⋅ OC26213818 MLS ⋅ Active Status
Located in the highly desirable Melinda Heights community of Rancho Santa Margarita, this beautifully maintained 3-bedroom + loft, 2.5-bath home offers approximately 2,018 square feet of living space on a ~5,200 square foot lot. Exceptional curb appeal, a three-car garage, and pride of ownership welcome you from the moment you arrive. Inside, you'll find soaring ceilings, abundant natural light, crown molding, recessed lighting, and stylish flooring throughout. The functional floor plan features formal living and dining areas, a separate family room with custom built-ins and fireplace, and a spacious kitchen with white cabinetry, granite countertops, stainless steel appliances, ample storage, and a sunny breakfast nook. Upstairs, the versatile loft is ideal for a home office, media room, playroom, or potential fourth bedroom. The spacious primary suite offers a walk-in closet and en-suite bath with dual vanities, soaking tub, and separate shower. Two additional bedrooms and a full bath complete the second level. The private backyard is perfect for entertaining or relaxing, featuring an in-ground spa, patio area, and low-maintenance landscaping. You'll love the 3-car garage with extensive built-in cabinetry and SwissTrax flooring. Additional highlights include leased solar panels for energy efficiency and an indoor laundry room. Conveniently located near Melinda Heights Elementary, parks, hiking and biking trails, shopping, dining, RSM Lake, and Rancho Santa Margarita's outstanding community amenities.

24 Via Gatillo, Rancho Santa Margarita
103 Camino Del Oro, Rancho Santa Margarita
$695,000
2 Beds ⋅ 2 Baths ⋅ OC26209618 MLS ⋅ Active Status
Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

103 Camino Del Oro, Rancho Santa Margarita
58 Mira Mesa, Rancho Santa Margarita
$719,900
2 Beds ⋅ 2 Baths ⋅ OC26209732 MLS ⋅ Active Under Contract Status
Coming Soon! Adorable and highly upgraded single-level home with an open floor plan, featuring 2 bedrooms, 2 bathrooms, and a 2-car attached garage with epoxy floors, plenty of storage cabinets, and a ceiling storage rack. The beautifully remodeled kitchen features new cabinetry, increased storage, quartz countertops with an enlarged subway tile backsplash, and newer stainless steel appliances. The remodeled primary bathroom features a new vanity and an eye-catching walk-in shower with a built-in bench. Additional upgrades include new waterproof laminate flooring throughout and fresh interior paint. The unit has been repiped for added peace of mind. The HVAC system was replaced approximately 4 years ago, and the home also features new windows and two new sliding doors, a new electric fireplace, and a charming wraparound patio perfect for outdoor relaxation and entertaining. Enjoy abundant guest parking in addition to the 2-car attached garage. Ideally located within walking distance to Altisima Park and Melinda Heights Elementary School.

58 Mira Mesa, Rancho Santa Margarita
36 Ametrine, Rancho Santa Margarita
$1,149,000
4 Beds ⋅ 3 Baths ⋅ OC26205792 MLS ⋅ Active Status
Welcome to this beautifully upgraded 4-bedroom, 2.5-bathroom home offering nearly 1,800 square feet of stylish and comfortable living space. From the moment you arrive, the pride of ownership is evident with fresh interior and exterior paint and an impressive list of thoughtful upgrades throughout. At the center of the home is a stunning oversized kitchen designed to impress, featuring upgraded tile flooring, painted cabinetry, stainless steel appliances, a custom backsplash, and beautiful stacked-stone accents extending into the pantry. The open, spacious design creates an inviting setting for everyday meals and entertaining. Upstairs, discover generously sized bedrooms, new carpet, mirrored closet doors, and the convenience of an upstairs laundry area. The spacious primary suite offers a walk-in closet, dual vanities, and an upgraded shower door, creating a comfortable and relaxing retreat. The upgrades continue throughout the home with crown molding, upgraded baseboards, a newer downstairs vanity, an upgraded water heater, and a finished garage complete with epoxy flooring and abundant overhead storage cabinets. Step outside to your own private backyard oasis, featuring an outdoor barbecue patio that’s perfect for weekend gatherings, al fresco dining, or simply relaxing with family and friends. Beautifully maintained and thoughtfully upgraded, this home combines modern style, functionality, and exceptional indoor-outdoor living. With its spacious floor plan and extensive improvements, this is a home you’ll want to see in person! Access to Rancho Santa Margarita's master-planned community amenities like the beach club, lake, tennis courts, water park, trails, and much more are included with your HOA dues. No Mello Roos! Tax rate is about 1.01%!

36 Ametrine, Rancho Santa Margarita
28 Pica Flor #44 Unit 44, Rancho Santa Margarita
$515,000
2 Beds ⋅ 2 Baths ⋅ PW26205902 MLS ⋅ Active Status
Ground floor unit in the desirable Las Flores II Community. Walking distance to top rated schools, O'Neil Regional Park, Rancho Santa Margarita Lake, shops, and restaurants. Residents enjoy access to the SAMLARC beach club, pools, and tennis courts. This home features spacious patio facing the trees, not neighbors; laminate wood floors, a master bedroom with its own private bathroom and vanity, and both bedrooms offers plenty of closet storage. An assigned carport and one parking permit are included. NOTE: Feel free to park on the street or use covered carport #44.

28 Pica Flor #44 Unit 44, Rancho Santa Margarita
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.